Protecting Families
When Life Changes
InsuredSupport — the only program in America covering child and spousal support payments when involuntary unemployment strikes.
Understanding Your Coverage
How InsuredSupport Works
If you are a client of a NADFS Member you qualify to apply for a special insurance program known as Contractual Liability Insurance Policy for Marital Settlement Agreements (aka “InsuredSupport”) that covers and pays the monthly child and spousal support payments as stated in your Marital Settlement Agreement (MSA) when the Paying Party becomes involuntarily unemployed.
NADFS is the National Association for Divorced Family Stabilization whose members are family law attorneys and divorce professionals aiding divorced families with legal, emotional, spiritual and financial assistance. Their mission is “Protecting Families When Life Changes.”
If you were directed to this website by a NADFS Member, you are eligible to get a free quote and apply for coverage today.
Not working with a NADFS Member? If your attorney or divorce professional is not currently a member of NADFS, you can ask them to enroll — it takes less than 5 minutes at NADFS.ORG.
Don’t have an attorney yet? If you do not yet have an attorney, we will refer a NADFS attorney to you so you can qualify for this insurance program.
“Protecting Families When Life Changes.”
Coverage Details
InsuredSupport Coverage Explained
InsuredSupport does not insure people. It ensures your Marital Settlement Agreement and certain performance obligations in it, specifically the payment of monthly child and spousal support when the Paying Party becomes involuntarily unemployed.
Coverage is triggered when the Paying Party receives their first unemployment check from the state. InsuredSupport steps in and makes the monthly support payment directly to the Receiving Party. This is private insurance — it never has to be repaid.
(first year only)
Important Information
- • Either Party may apply for and pay for InsuredSupport insurance
- • Coverage ranges from $400 to $9,000/month
- • Rates are based on the support amount and the Paying Party's work location
- • InsuredSupport must be added to the MSA by the attorney
- • Premium is waived during periods of unemployment
- • Can be added to new or existing Marital Settlement Agreements
- • Paying Party must be a full-time W2 Wage Earner, Non-Seasonal
The Bigger Picture
Why Child & Spousal Support Must Be Paid
Support payments are more than a legal obligation — they protect the well-being of every family member during a life transition.
Ensures children's basic needs are met
Provides financial stability for both households
Protects children's emotional well-being
Helps maintain continuity in education and activities
Supports the lower-earning spouse in rebuilding financially
Reduces conflict between parents
Prevents long-term financial hardship
Upholds the terms of the Marital Settlement Agreement
Prevents enforcement actions by the court
No Obligation
Get a Free Quote
Fill out the form below and we will provide a personalized quote for InsuredSupport coverage.
Common Questions
Frequently Asked Questions
InsuredSupport is a NADFS group master policy, therefore you must be working with a NADFS member attorney or divorce professional to be eligible for InsuredSupport insurance coverage.
If you are already represented by a NADFS member you automatically qualify to apply for coverage.
If the attorney or professional you are working with is not a member of NADFS, you can refer them to NADFS.ORG and have them become a member online in less than 5 minutes.
If you are not currently represented by an attorney, or you are no longer working with the attorney who prepared your marital agreement, you can indicate that on the application form and we will refer you to a NADFS member in your area. You can engage a NADFS attorney remotely online or via teleconference, as the only requirement to receive the insurance is that a NADFS member attorney must prepare and add the InsuredSupport addendum to your agreement and have both parties sign it. This can all be done electronically.
InsuredSupport is Contractual Liability Insurance for Marital Settlement Agreements. It pays child and spousal support directly to the Receiving Party when the Paying Party becomes involuntarily unemployed. Coverage provides up to 6 months of payments per unemployment event. This is private insurance — payments never have to be repaid.
The Paying Party must have a Marital Settlement Agreement in a state where InsuredSupport is offered, with monthly support obligations between $400 and $9,000 per month. They must be a full-time W2 wage earner in a non-seasonal position. Self-employed individuals do not currently qualify.
All claim payments are made directly to the Receiving Party. The Paying Party does not receive the funds. This ensures that support continues uninterrupted during periods of involuntary unemployment, protecting the financial stability of the family.
Yes, InsuredSupport can be added to both new and existing Marital Settlement Agreements. If you are already divorced and have an existing MSA with support obligations, if your attorney is a NADFS member you can simply ask them to prepare the Addendum.
If your attorney is not a member and does not elect to become a member of NADFS, we can refer you to a NADFS member in your area who will assist in the process so you can be covered.
If you are represented by a NADFS divorce counselor for emotional, religious, educational, or financial support, then you can use your current attorney even if they are not a member of NADFS.
Documents & Forms
Resources
Download the forms and documents related to your InsuredSupport coverage.
Who We Are
About Us
A network of organizations dedicated to protecting families during life's most challenging transitions.
NADFS
A national organization of family law attorneys and licensed divorce services professionals dedicated to helping families maintain stability during and after divorce.
The National Law Purchasing Group
A federally authorized insurance purchasing group that allows families to access insurance coverage through their NADFS member attorneys and divorce professionals.
InsuredSupport.com
Your simple, consumer-friendly platform for learning about, applying for, and accessing support insurance. Everything you need, in one place.
Insured by AmFirst Insurance Company
Providing the financial strength and reliability that families need during life transitions. AmFirst backs every policy with trusted, dependable coverage.